nyc retired teachers blog
************ padding: 20px; } columns: 1; .main--with-sidebar, We're arguing that Aetna has every motivation to deny as many procedures as possible to maximize their profit. top: .35rem; On your mobile; The third way you can tap into your retirement account early is through a hardship distribution. So I went with the script. flex-flow: wrap; .main-content a::after, { height:auto !important; Now don't be discouraged. In fact I had her name and email. They've proven themselves to be vindictive and stupid, and I trust them as far as I can throw them. We need, frankly, lots and lots of energy. Maybe some are still 50, but I have no idea where. Dont feel disheartened! .main-content a::after, { } .sidebar-primary, border: 2px solid #ddd; font-weight: inherit; I took the SAT once, and I remember it was a Saturday morning. I've removed the digital signature as a result. font-size: 2rem; Now I don't have to do this. Box 7113 } Thats the reason weve created this guide. float: none; I mean, what sort of whores are we if we don't even get paid for our services? .clarchives ul { text-align: center; ******* The path needs to be negated. .clarchives li a { } } /* NYT 2022-0908 issue posted. ************ font-size: 2.5rem; { Note that the "client" does not appear to be UFT, but rather snowflake extraordinaire Michael Mulgrew. .main-content a[href^="/"]::after { content: " (https://www.uft.org" attr(href) ") "; } columns: 3; This is the final workshop in this three session series. Now this new plan for retirees will be amazing. School closures and culture wars turned classrooms into battlegrounds and made the head of one of the country's . We encourage you to join Ostrich and connect with other teachers who are working towards their financial goals. ****************** break-after: auto; health care plan, the Municipal Labor Committee, along with the city, display: inline; display: list-item; } .slideshow { I'm not College Board boss David Coleman, famous for inflicting Common Core on our entire nation. .top-elements{ padding-bottom: 3rem !important; } contract that will provide you about a third of the 8.7% cost of living increase. Breathing? } Also be sure to check out the NYC Teacher Salary Guide on how to increase your pay and set yourself up for financial success. It really doesn't matter, since we know Michael Mulgrew is skulking behind the scenes, giving away our health care for nothing as though it's a grab bag of goodies for our swaggery mayor. The TDA offers another tax-avantaged method for you to save for retirement. A Unity rep, paid with our dues money, might tell you there are no new copays, and that's true. The wrapper styles need to be looked at. Teachers' Retirement System of the City of New York Login TRS has updated the look of our secure portal to improve your online experience! Then you hope you didnt screw it up! */ { } Here you go. @media (max-width: 513px){ In my building I've collected hundreds of signatures in just three days, and people have jumped at the opportunity to help circulate it themselves. They send their paid staff members to portray us as, well, hysterical chickens. } Then consider signing up for the Acquire Then Retire challenge that will help you determine the right contribution amount. .paragraph-sidebar { break-inside: avoid; We will sue them, and we will take all their money, and it's all for their own good. .uft-discounts .views-row > div:first-child h2 { There are four ways to access your retirement money: through an early withdrawal (not advised! In fact, they're circulating a petition One dead in NYC multi-storey car park collapse. a.button, .uft-discounts .views-field-field-discount-website, It makes me think I should've been a doctor. /*Firefox*/ UFT Unity, though, actively ridicules activists who fight for better working conditions. ****************** The Second heading overlapped on phone sizes. Now "denigrate" means to criticize unfairly, or disparage. justify-content: flex-start; display: none; } text-align: left; The Empire Center, based in Albany, is an independent, not-for-profit, non-partisan think tank dedicated to promoting policies that can make New York a better place to live, work and raise a family. margin: 3px 0px; And we, as rank and file, had no voice in this. The total amount you are allowed to loan yourself ranges from 50% to 75% of account value, depending on your tier and which program you use. .twocolumnlist ul { Now we love the leftists. width:24rem; His handwriting was pretty clear. Neither of them bothered to threaten me with legal action. The leftist losers. Look at it this way--if you never go to Basic style to make a list two columns /* I muttered something about expressing myself, but she was unmoved. New Action/UFT Message on Contract/Healthcare. Forty-eight retired educators earned more than $200,000 each in pensions last year, while the average school pensioner got about $42,000, . width: 100%; } .main.main--with-sidebar, I have a very, very big, very tremendous, very, very beautiful plan here. New York City's 250,000 retired municipal workers are facing the conversion of our traditional Medicare coverage to a privately managed Medicare Advantage plan. white-space: normal; 38 years, 12 as chapter leader of the most overcrowded school in the Energy? But our contract's expired, and we still owe Eric Adams. .main-content a.button::after, .main-content a.icon-button::after { max-width: 70.8%; I think some contract actions are pointless, though. } Sign up for UFT emails. .uft-discounts .views-field-field-discount-amount { justify-content: center; overflow-wrap: break-word; NYC's plan to cut back pay for teachers adds frustration and anxiety At issue is the last of a series of lump sum payments that have been paid out to teachers for the past five years. */ .node-path-your-union-leadership-president .viewsreference--view-title, Important information about your city pension plan, workshops, consultations and more. margin-bottom: 3rem; It tells inspiring stories of union's successes, failures, and resourcefulness in bettering the lives of working Americans. When you join the RTC, you will participate in what's considered the nation's best retiree program for public school educators and health care providers. page-break-before: auto; get the actual email. The single largest pension payout went to former Queens elementary school principal Anne Bussel, who last year received $678,860. @media (max-width: 500px) { Now I don't know, but people are telling me some of their are using our great symbol, the UFT logo, on their socialist websites. Dear Duespayer,We (notice, as President, I refer to myself Youve got to figure out what tier you are in, your service credit, your age factor then do some averaging of your highest-earning years and multiply it all up. NYSUT RA. .sidebar-secondary, padding: 0; { Evidently, lawyers paid with my dues disagree. border-radius: 5px; Let him know that representing the UFT entails representing all of us, not only his patronage employees, and certainly not Mayor Eric Adams. Now I laid out a beautiful, wonderful health plan, believe me. Action: Sign-up for the TDA as soon as you can. Last time, Mulgrew claimed every doctor who accepted Medicare would take the Emblem plan, and that didn't work out. border-bottom: 2px solid #ddd; padding: 2rem; -webkit-print-color-adjust: exact !important; display: flex; So while the contract is expired, our obligation has not. { margin: 0; } .node-type-uft_discounts .content-heading__heading Though it is likely you will want to delay accessing those funds right away. { step-by-step guide to determine your pension inputs, Negotiating NIL Deals: Tips for Student-Athletes, Identifying Opportunities for NIL Deals: Tips for Student-Athletes, How Student-Athletes Can Get Started with NIL Deals, Student-Athlete Financial Check-Up Challenge, Breaking Down 1st Round Draft Pick, Travon Walkers $37.4 Million Contract, Olivia Dunnes $1 Million NIL Deal | Deal Breakdown. } .uft-discounts .views-field-field-discount-code, flex-basis: 100%; .views-element-container break-inside: avoid-column; It's quite another to gather groups of teachers in various Starbucks to grade papers. a.button, The fact is, securing something that hovers around cost of living merited no givebacks whatsoever. You are the UFT. min-height: 110px; } It strikes me, after over 30 years in The System, as a huge betrayal of loyal, dues-paying union members that these funds have still not been paid. } .main, .toolbar-vertical .account-menu-pilot .menu-navigable__sub-wrapper{ A hardship distribution still requires you to pay tax on the money you withdraw but the 10% penalty is waived. Exceptions include some CUNY adjunct professors, para-professionals employed by the DOE, and participating charter schools where the pension plan is optional and you must opt-in. height: auto; } break-inside: avoid-column; These orgs have dumped all of our retirees into an Advantage plan with fewer doctors and more pre-approvals. margin: 3px 0px; It border-bottom: 1px solid #000; Frankly, their criticisms are disgusting. .main-content a[href^="/"] width: 100%; Of the 2,323 CUNY retirees, 331 (about one in seven) received pensions payments of $100,000 or more, including 29 of the top 100 pensions paid by the system. padding: 1rem; padding: .5rem .5rem; background-image: none; flex: 1 1 0; If you are taking advantage of both the TDA and QPP it is worth setting up an IRA or Roth IRA to really maximize the retirement benefits you receive. color: #777 Our leadership's most recent action was a work-in of sorts. Right now we need to protect ourselves. Retired Teachers Chapter Leader. } padding: .25rem; .main-content a.button, .main-content a.icon-button { And guess what else? Username OR Forgot Username or Password? overflow: visible; But we can't worry about all those other people who are not in the union. But said savings are for the city, not for us. Kindly stop my contribution, effective immediately.Sincerely,Member ID or File # _______________________________________. font-size: 1.5rem; margin-bottom: 0; padding: 0.8rem 1rem; { display:block; This way everyone will be covered. At these virtual sessions, you'll receive a comprehensive introduction to the retirement planning process. Important News Special Board Meeting on April 4 April Online Programs Available Monthly Account Update Available View 1099 Forms Online Mailing to Gulino Class Members April 2023 Unit Values Available .main-content a::after, } This adjusts that. /*-->*/. } /* A true hot fix for the account menu. background-image: url("/themes/custom/uft/images/icons/member-hub-icon.svg"); word-break: break-word; min-width: calc(50% - 40px); Let's add an overflow condition. ************ Fixes a padding issue on the bottom of Single Curated Featured Content blocks The CTA button has a fixed size of 292px. The PSAT is even worse. color:#e93836; display: block; text-decoration: underline; width: 100%; .hero__background-image { background-size: 100%; New York City teacher retirements jump 28 percent in September ahead of fall semester. */ .rounded-box { font-size: 2.25rem; The last way to access funds is through retirement! display: none; text-align: center; background-image: none; padding: 0 0 0 90px; .hub-highlight .cta--contained .section-heading__heading{ align-items: center; negotiating our health benefits with insurance providers unless we are As unionists, our biggest challenge is apathy. } A traditional IRA is a retirement account that you contribute to with before tax dollars and defer paying tax into the future. Your personal account balance is not lowered by the loan amount nor does the interest you pay get credited to your account since you borrowed against the citys money. .split h3 { @media (max-width: 768px) { (The 40,000-student district employs about 2,800. Centers Announcement Banner Content Anyhoo, while your copays have exploded, at least you aren't width: 100%; */ I'd spoken to an administrator that day, and she said, "Just read whatever it says.". .embedded-entity.align-right { justify-content: center; But I'm saving a TON of cash for Eric display: flex; all that great, but on the bright side, cutting costs and services saves font-size: 2.25rem; .uft-discounts .views-field-field-thumb { Before faxing my request, I emailed her and she didn't bother replying. and oh well, they don't get them. padding-left:1.6rem; } { This functions similarly to your TDA except you control the account and what investments you choose. color: #032e82;} Last I heard, parody was protected in these United States under the First Amendment. .announcement-banner__content { font-weight: inherit; border-bottom: 2px solid #ddd; .paragraph-sidebar ************ /* End UFT Discount Enhancements */ } width: auto; I'm proud to speak out. How many people has Donald Trump called crooks? Sure, if they live in a dead zone they're screwed. .category-leadership .featured-column .viewsreference--view-title { I'm not sure why Mayor Swagger feels differently. color: #032e82;} position: static; New York City health plans Lab Technicians Nurses Occupational & Physical Therapists and Audiologists Paraprofessionals Per session, per diem and other rates School Counselors School Medical Inspectors School Psychologist & Social Workers School Secretary Sign Language Interpreters Supervisor of School Security Supervisors of Nurses and Therapists .paragraph-sidebar { Another thing he and his Unity BFFs don't say is that Mulgrew made a 2018 deal to save Eric Adams 600 million dollars a year forever in order to get a contract that hovered around inflation for three years. Makes links in Photo Gallery captions white so they can be seen. So I added some color to the vendor name. ************ The report, issued just as the new Legislature convenes, analyzes the results of the first full administration of these annual exams to be conducted since the onset of the pandemic. I had promised to read the script, so I did. columns: 1; flex-direction: row; Delaying access to the pension results in higher payouts up to a certain age and investments left in your TDA & IRA can continue to compound. } Employer Contribution Rate (2019): 10.62%. .content-image--right, padding: 0 0 0 90px; } padding: 0px 0px 0px 3rem; Among the 888 teachers, college instructors, and school administrators who retired in 2020 with at least 30 years of service credit and received a full year of pension benefits in 2021, the average pension received was $73,069. a.content-heading__term::after { display: none !important; } Violators will be warned, deleted, and/ or banned at sole discretion of the moderator. Retirees. margin-left: 0; break-before: auto; @media (max-width: 500px) { The UFT's Retired Teachers Chapter offers an array of services, programs and resources for retired members. .split h1 { NYC Educator Friday, April 28, 2023 On Dropping Cope Ever since Unity Caucus decided I was public enemy number one, I've decided paying into COPE was a bad idea. - CG, 2023-0309 */ } margin-right: 0; } Experience, not fearmongering, suggests he will do no such thing. .clarchives li { Our new union will be huge. background-color: #fff; .top-elements{ and man are they pissed! a[href$=".pdf"]::after, } @media (min-width: 320px) and (max-width: 400px){ You can use this TDA calculator to see how much money will come out of your paycheck at different percentages. } And no one will dare question us, because that's what our tremendous freedom and liberty is all about, believe me. Real Americans, real UFT members, don't go for that kind of woke nonsense. .main-content ************ z-index: 1000; ******** background-color: #ddd; Even money on whether anyone running our union has. border: 1px solid #ddd; You can learn more about the QPP Loan and TDA Loan. With the move instituted under former Mayor Bill de Blasio, the city has projected that enrolling 250,000 eligible retirees in Medicare Advantage would save the city $600 million annually. padding: 3rem 0 3rem; height:auto !important; flex-wrap: wrap; width: auto; .uft-discounts-landing-page { } This would have allowed the city to continue offering GHI Senior Care for those who could afford it, like retired UFT officials who collect two pensions. This Ultimate NYC Teacher Retirement Guide will help you, a NYC educator, take advantage of all of the retirement benefits you are afforded. You see, in 2018, we agreed to I thought it would be better for us to support NY Health Act. height: auto; { #main-content, clear: both; .main.main--with-sidebar, .uft-discounts .views-row { .uft-discounts-landing-page > div.views-row { The Social Security cost of living adjustment for 2023 is 8.7%. color: #373737; */ .main-content::after font-size: 1.75rem; ****************** The first part of the test entailed having students fill out items 1-8. background-repeat: no-repeat; What are we giving away this time? They can't wait to help. There is also an insurance fee tacked onto each payment of 0.1%, in case you pass away before the loan is repaid. padding: 0; And that ALSO saves money for Eric Adams!And if you dont like that, tough noogies. Is pointing out the obvious denigrating the UFT? margin: 1rem 0 2rem; Having been chapter leader for most of the years we'd offered this test, I'd happily managed to weasel out of this particular assignment. } line-height: inherit; background-color: #fff; The only thing I'm sure of is that neither he nor Coleman could care less what teachers think. } text-align: center; Your tier is determined by the start date of your employment by the NYC Department of Education. @media screen and (max-width: 769px){ background-color: #ffffff !important; The wrapper styles need to be looked at. -khtml-border-radius: 20px; In fact, I'm not sure any locale will mobilize the public to say, yes, Mayor Swagger, give these teachers a contract. These accounts you get to choose which provider you use and you control this no matter what the NYC DOE or UFT decide. The UFT is pleased to invite you to "Your Road Map to Retirement," our retirement-preparedness workshop series. } .main, border: 1px solid #373737; display: flex; /* width: 100%; @media (max-width:600px){ health care coverage for members. Send him a message. ******* .toolbar-vertical .account-menu-pilot .menu-navigable__sub-wrapper{ columns: 2; page-break-inside: avoid; a[href^="mailto:"]::after { display: none !important; } Could it be the three percent raise that lags well behind inflation? I had been faithfully reading the manual. .trigger, color: #777 } Mayor Eric Adams, in his infinite wisdom, forced me and all my UFT colleagues to take a webinar on student privacy. I wanted to save the page-break-inside: avoid; I've stopped trying, Still, it beats the hell out of sitting for the PSAT. text-decoration: none !important; background-size: 100%; Contact information and locations for our retiree services and outreach programs. .pager__item { We will guard our frankly, first class building. I might support that, but honestly I have no idea what we're even demanding. We will never allow that. .main-content a[href^="https:"]::after { content: " (" attr(href) ") "; } negotiations proceed, and we wont stop working to ensure that Eric .accordion-term span { They also send you a letter, which I will reproduce below. First and foremost if you do not reach 10 years of service with the NYC Department of Education then this is a moot point. .main-content a.button::after, .main-content a.icon-button::after { Requires a further look, but for now. .main-content a[href^="http:"], I faxed it in, but you can mail it if you wish. border-radius: 3px; Otherwise, participation is indeed required! Participation in Social Security: Yes. .views-element-container, } Well, we were blocked from doing that, and you now know, I } .account-menu-pilot .js-menu-parent{ Unlike the QPP, you must sign-up for the TDA. While I usually understand it, lots of people do not. } I'm very, very, very wealthy, you know. */ completed negotiations with Aetna on a new health care plan for all body.node-path-news-new-york-teacher-online #block-adblocknewssidebar { They will pay, believe me. why get all persnickety over that stuff when we can just cut back on This means you will not pay tax on that money until you make withdrawals from your TDA during retirement. -moz-border-radius: 20px; } /* End UFT Discount Enhancements */ .content-heading__heading { color: #373737; } State Comptroller Tom DiNapoli addresses NYSUT Representative Assembly. border: 1px solid #666; background-color: #f2f2f2; 4. You can learn what a 403(b) account is in our step-by-step 403(b) guide. .embedded-entity.align-left, It's one long word. You know, in China, they have a President for Life. .card--featured--single { word-break: break-all; The title text is HUGE. @media (max-width: 769px) { padding: 0; height: auto; Never in history, and perhaps there will never be one again. This way everyone over 65 will get real Medicare, and they'll be able to see doctors all over the country. display: flex; flex-wrap: wrap; .toolbar-vertical Because what I did with the logo was very, very not good.". It was not entirely familiar to me. Posts containing links may be moderated. premium-free health care. margin-top: 0; } .uft-discounts .views-row .views-field-field-summary { Press Inquiries: padding: 3rem; @media (max-width:400px) { { I would not be comfortable sharing my child's personal info with any company that sees fit to put a person like that in charge. Print Stylesheet .toolbar-vertical .account-menu-pilot .menu-navigable__sub-wrapper{ } #block-uft-local-tasks, [5] In other words, given Tier VI's 10-year vesting period, less than half . @media (max-width: 500px) { top: -0.1em } max-width: 48%; margin-left: 0 !important; flex-direction: column; Now they want to replace GHI, which most of us use, with something or other that costs 10% less. You are NOT paying premiums for your health insurance. Below is a chart that outlines what percentage of your paycheck you will contribute to the pension plan. Medicare-eligible city retirees that preserves our retirees width: 100%; their benefits. When you join the RTC, you will participate in whats considered the nations best retiree program for public school educators and health care providers. This blog does not accept paid advertisements and will not entertain free ones either. city. font-size: 2rem; padding: 0; border-bottom: 1px solid #000; } From the basics of your pension and TDA to understanding how loan forgiveness works and the other benefits you can and must take advantage of as a NYC teacher. } Mulgrew Writes About Health Care. width: auto; Instead, he's turned our retiree brothers and sisters over to the tender mercies of CVS/Aetna. And no, we don't believe that we're going to find care equal or superior to that of non-profit GHI/ Emblem for 10% less. Median pension value (2018): $51,3600. } white-space: normal; From the basics of your pension and TDA to understanding how loan forgiveness works and the other benefits you can and must take advantage of as a NYC teacher. columns: 1; } Print Stylesheet ****************** ************ column-gap: auto; "You don't want me to improvise?" Pagination adjustment. You can download the petition right here. columns: 2; padding: 2rem; } flex-direction: column; Who actually believes a cheaper plan will be as good or better? We're looking at those who've had this very experience with Aetna. In fact, I am the UFT. /* max-width: 70.8%; Needed the bottom margin correction for the articles. border-radius: 20px; .fsBody { content: "United Federation of Teachers"; The UFT has made a commitment to its Medicare-eligible New York City retirees to keep them fully informed about the Aetna Medicare Advantage PPO plan and prepared for the changes ahead. margin-right: 0; .slide__text a { /* UFT Discount Enhancements */ font-size: 3.5rem; We stand for freedom and liberty. text-decoration: underline; The UFT is not about socialism. .toolbar-vertical padding: .5rem .5rem; ******** white-space: normal; align-items: flex-end; Michael Mulgrew's eagerness to demean our health care does not represent the wishes of rank and file. } background-repeat: no-repeat; Why is the Chancellor so unmoved by pleas to not force the students of Edward Reynolds HS out of their building? Chapter Leader Archives Page /* Print Header */ margin-bottom: 3rem; Average pension value (2018): $43,432. I wonder whether it was my dues or COPE that paid the lawyers who wrote me a threatening letter. text-align: left; border-radius: 3px; text-align: center; Neil Douglas saw retired teacher Iain Wares in court, 50 years after he attended Edinburgh Academy. } } margin-bottom: 0; .main-content::before The night before I had read Siddhartha by Herman Hesse, so I was feeling very philosophical. What else are they going to attach a copay to? display: block; Or is truth still the best defense? */ There has never been a union like ours. Make no mistake, it is the actual job of leadership to fight for better working conditions. .split ul { /* Titles were enabled for UFT Discounts. .cta a.cta__link I've removed Mulgrew's precious digital signature, but left the parody. They are really, really not smart people. } img, table .views-element-container And while Mulgrew mentioned a health care deal, he presented it as something that would prevent more copays and have no drastic effects. .pager, } border: none; Michael Mulgrew and the other geniuses at MLC made the dumbest deal ever, agreeing to 600 million a year in "savings," forever, in exchange for a now-expired three-year contract that hovered around the inflation rate. height: 70px; columns: 1; } { And does Mulgrew even tell them? An agreement between New York City and the Municipal Labor Committee (MLC), a coalition of city trade unions, will transfer health care benefits from Medicare to Medicare Advantage, a privately. /* Ads were showing in the sidebar of NYT landing page, because it's an article. And since we're out there whoring ourselves out for them, why don't we get a cut? @media (max-width:600px){ text-decoration: underline; Now fearmongering is when you threaten people for no good reason. You can see our breakdown of IRA providers to find the right fit for you. More than a dozen NYC charters would open after 4-year pause under state budget deal Gov. border: none; display: inline-block; } For a demonstration of the tax advantages of Roth accounts, check out our Retirement Investing Guide. { .sidebar-primary, list-style: none; Of course I don't expect them to give me credit for all the amazing, beautiful things I've done. It was tremendous, unbelievable. I asked. .account-menu-pilot .menu-navigable__sub-wrapper.sub-open display: block; .event__actions__item svg { @media (min-width: 320px) and (max-width: 400px){ Of course, random strangers tend to be better at math than I am, so there's that. Woo hoo!We just /* align-items: center; Are these kids going to be bombarded with calls and emails from Fly by Night Online University, with a Delaware PO box mailing address? No one of any age will have copays. } /* .main--with-sidebar, */ We love them. } } } font-size: 1.7rem; Now Mulgrew is arguing that his opponents are Tucker Carlson. white-space: normal; background-color: #fff; } word-break: break-all; { display: none; Now, Mike Mulgrew and the rest of us are staring at a multi-year contract that is around 3% a year. .views-element-container, justify-content: space-between; box-shadow: 2px 2px 4px rgb(0 0 0 / 25%); Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. .fsBody .fsLabel, .fsBody label { New York City Teachers Retirement System Adds More $200K Retirees, New School Pensions Top $90K Downstate, Over $74K Statewide, State Budget Proposal Doubles Down on Reckless Spending, Empire Center Says, Empire Center Experts React to the 2023 State of the State, Math Proficiency Plummets on Statewide Exams, Latest Data Show, School Districts Must Cover Majority of Bus Electrification Costs. font-weight: bold; .content-image--left, .accordion-term span { Stay informed on the latest news and topics of concern for UFT retirees.
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